4 Good Reasons to Invest in a Home Warranty


One of the most common questions we get from homeowners about TotalProtect® Home Warranties is, "Why do I need one?" A lot of people can't see the value to the service if they don't truly understand what a home warranty does. Here are four reasons that responsible homeowners choose to add TotalProtect to their home protection plan.

1. Murphy's Law knows no limits
If you think you don't need a home warranty because your house is new, think again! Just when you think everything is going great, that's when Murphy's Law will strike. It could be a mechanical problem in your new HVAC system or maybe that expensive fridge, but either way, you'll be stuck with a huge repair bill.

As your appliances and systems get older, they'll start to break down more frequently. If a number of items have problems one after the other, the repairs and replacements will add up fast. That's why you need a home warranty – to protect your family and your wallet from the things that go wrong at the most inconvenient of times.

2. Life is expensive enough
Buying a new home isn't a small feat. Mortgage payments can certainly leave you a little strapped for cash during tough months, especially when you have other loans, bills and various expenses to pay. The last thing you need is having to replace your old, faulty refrigerator or washer and dryer. Life is expensive enough as is, so why not pay a little bit for a home warranty each month and save yourself some cash in the long run?

3. Your insurance won't cover it
But wait, you say, I have homeowners' insurance, so I don't need a home warranty. You're right that insurance will cover damages to some parts of your house. If the structure itself is damaged or you get hit by a natural disaster, that insurance will come in handy. However, your homeowners' insurance won't cover other common mechanical problems with your appliances and systems. If the heating system is acting up or your plumbing just isn't working, those expenses will fall to you. A TotalProtect warranty can drastically reduce those costs.

4. There are better things to worry about
Let's face it: a house that's in disrepair is a major source of stress. Chances are that you've got other things to worry about, like your job, your kids and your retirement. With a home warranty, you can put those important things at the top of your list and stop stressing about what might go wrong in your home.

When you invest in a TotalProtect Home Warranty, you'll be rewarded with peace of mind, convenience of repairs and some serious savings. It's no wonder that customers who buy a home with a TotalProtect warranty often go on to renew their contracts for years! For more information on this service, compare plans and get a free quote today.

The information in this article is intended to provide guidance on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.