What a TotalProtect Home Warranty Does
The most important asset that most people will own in their lifetime is their home. Understandably, homeowners want to protect their greatest investment. While home insurance offers protection against some of the biggest catastrophes that you might face, it does not protect you from some of the more minor concerns that you may have to face. It will do nothing for you in the event that your electrical system shorts out, or your plumbing fails.
Not every homeowner will go through these exact issues, but nearly every homeowner can expect that at some point during the lifetime of their home, more likely multiple times, important home appliances and systems will fail. With a TotalProtect Home Warranty, a great deal of the financial and mental stress that would normally occur in these situations can be avoided.
A TotalProtect Home Warranty provides coverage for your home systems. You pay a relatively low premium each month, usually between $30 and $50, and you are protected from any major appliance failures that might occur. If your furnace were to break down, it could cost as much as $5,000 to repair it. More minor appliances like washers and dryers could cost you hundreds. With a TotalProtect Home Warranty, you generally pay only a small deductible. The deductible is usually between $50 and $75.
Apart from financial security, a TotalProtect Home Warranty also offers additional convenience. Typically, when a major appliance breaks down, part of the stress comes from the hassle of finding a contractor that you feel comfortable working with, who will charge you a reasonable rate and get the job done right. The warranty takes care of this part of the job for you, so that you can get back to your life. The program also gives you access to discounts on new brand name appliances.
The information in this article is intended to provide guidance on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.